You know that when you're applying for financing on a new or used car, you'll have to get your credit score checked. But how do you do this and will it cost you? Here are some ways you can check your credit score.

  1. Go to the FICO website and access your credit score directly.

FICO (Fair Isaac Corporation) updates and maintains the FICO credit score that many lenders use. You'll have to pay a monthly or yearly fee in order to obtain your credit score directly from

  1. Contact the credit bureau directly

TransUnion, Equifax and Experian are major credit bureaus in the U.S., and all of their websites allow you to directly purchase your credit score. You'll need to supply some personal information, like your social security number.

  1. Monitor your credit

Some services allows you to monitor your credit and will give you any changes to your credit score. Free services that do this exist, like You can also pay a fee and get a more accurate, updated score from

  1. Obtain your annual free credit report

You can go to and view your credit score once per year. Every person is entitled to one free credit score per year from all of the major credit bureaus.

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